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Estate Planning: Why It Matters and Which Option is Best for You

Estate Planning: Why It Matters and Which Option is Best for You

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Estate planning is the process of arranging for the distribution of one’s assets and affairs after death. It’s an essential part of financial planning, as it ensures that one’s estate will be distributed according to their wishes and can help avoid conflicts and legal battles among heirs. In this post, we’ll explore the importance of estate planning, the main options available, the differences between a will and a revocable living trust, and the circumstances in which one might consider using one over the other.

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Embracing Change: Leaving a Job Without Leaving a Job

Embracing Change: Leaving a Job Without Leaving a Job

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I have been working in a managerial role for six years, beginning roughly in 2016. My leadership journey began when I was presented with an opportunity to relocate from The Woodlands, Texas to Denver, Colorado, a place my family and I had grown to love during our previous two-year stay. Although I found my previous role fulfilling, I believed that the move to a new location, coupled with a promotion to a managerial position, was the right choice. However, in hindsight, I realize that I may have been mistaken in thinking that management was the next logical step for me.

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Helping My Parents Downsize: From Stressful Talks to Successful Results

Helping My Parents Downsize: From Stressful Talks to Successful Results

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empty apartment with packed carton boxes before moving

Time does not fly by, especially in the middle of the COVID-19 pandemic. Probably, at this time last year, we all thought we’d be out of the woods but here we are. It is almost the end of August of 2021 and we are seeing a rise in restrictions with the Delta variant. Face mask mandates are still on and I’m back to full-time work from home. No complaints on my part but hey, not all news is bad news.

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Buying a Car Online-ish

Buying a Car Online-ish

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black steering wheel

Let’s go back in time to Thanksgiving of 2020. Trust me, you’ll quickly connect the dots. For the very first time during the pandemic, we decided to let our guard down and spent the festivities at our friend’s house. Not only that, this time we decided to be in charge of the Turkey, which based on feedback turned out better than expected.

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Our Savings Rate in 2020

Our Savings Rate in 2020

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money pink coins pig

I’m always looking forward to the beginning of a new year but 2021 deserves special recognition. This past year was filled with lots of challenges but we remain grateful and optimistic for a brighter future. Don’t get me wrong, we are definitely not out of the woods but I would like to believe that the worst has passed.

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Turnkey Real Estate Investing: An Option For Out-of-State Investors

Turnkey Real Estate Investing: An Option For Out-of-State Investors

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high angle shot of suburban neighborhood

We’ve always been fascinated by real estate investing. It is an asset class that offers the opportunity for diversification, appreciation, and cash flow generation. No wonder many in the community decide to pursue it to accelerate the path for achieving Financial Independence.

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An Immigrant’s Journey to Financial Independence: One Life Live it Podcast Interview

An Immigrant’s Journey to Financial Independence: One Life Live it Podcast Interview

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selective focus photography of gray stainless steel condenser microphone

I met Chris and Debbie back at CampFI Rocky Mountain in July of 2019. My attendance was filled with valuable lessons, but you can’t beat hanging out with like-minded individuals eager to share experiences and to learn from one another. That first night at CampFI we all gathered in a big room and kicked things off by telling a little bit about ourselves and our why of FI.

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Why We Decided to Refinance Our Mortgage

Why We Decided to Refinance Our Mortgage

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Refinancing

We recently finished the process of refinancing the mortgage on our home. Initially, we thought the effort would not be worth it; however, after setting refi goals, getting in touch with lenders, and running the numbers we couldn’t pass on this opportunity. In the end, we were able to lower our rate by 0.625% and realize a decrease in our monthly mortgage payment of 21%.

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