BLOG

Why We (Finally) Partnered with a Financial Advisor—And Why You Might Want to Consider One Too

Why We (Finally) Partnered with a Financial Advisor—And Why You Might Want to Consider One Too

Comments 0 Comment
person in white long sleeve shirt holding black smartphone

Our Journey to Financial Independence

For over a decade, we’ve been on the path to financial independence (FI), managing our own investments, optimizing our finances, and making decisions that bring us closer to early retirement. I’ve read books, followed FI blogs, and built a solid foundation based on these key pillars:

A do-it-yourself approach has worked well for us. But I’d be lying if I said I never had moments of doubt—wondering whether we were missing optimization strategies, making the best long-term decisions, or truly on track for early retirement.

…

Read More Read More

Maximizing Credit Card Perks: Our NYC Adventure

Maximizing Credit Card Perks: Our NYC Adventure

Comments 0 Comment

Our recent trip to New York City was a perfect blend of travel hacking, financial optimization, and unforgettable experiences—all made possible through strategic credit card usage. This trip was largely motivated by the perks from signing up for the American Express Platinum card, which offers incredible travel benefits, including hotel statement credits, upgrades, and more.

…

Read More Read More

Estate Planning: Why It Matters and Which Option is Best for You

Estate Planning: Why It Matters and Which Option is Best for You

Comments 0 Comment

Estate planning is the process of arranging for the distribution of one’s assets and affairs after death. It’s an essential part of financial planning, as it ensures that one’s estate will be distributed according to their wishes and can help avoid conflicts and legal battles among heirs. In this post, we’ll explore the importance of estate planning, the main options available, the differences between a will and a revocable living trust, and the circumstances in which one might consider using one over the other.

…

Read More Read More

Embracing Change: Leaving a Job Without Leaving a Job

Embracing Change: Leaving a Job Without Leaving a Job

Comments 2 comments

I have been working in a managerial role for six years, beginning roughly in 2016. My leadership journey began when I was presented with an opportunity to relocate from The Woodlands, Texas to Denver, Colorado, a place my family and I had grown to love during our previous two-year stay. Although I found my previous role fulfilling, I believed that the move to a new location, coupled with a promotion to a managerial position, was the right choice. However, in hindsight, I realize that I may have been mistaken in thinking that management was the next logical step for me.

…

Read More Read More

Helping My Parents Downsize: From Stressful Talks to Successful Results

Helping My Parents Downsize: From Stressful Talks to Successful Results

Comments 2 comments
empty apartment with packed carton boxes before moving

Time does not fly by, especially in the middle of the COVID-19 pandemic. Probably, at this time last year, we all thought we’d be out of the woods but here we are. It is almost the end of August of 2021 and we are seeing a rise in restrictions with the Delta variant. Face mask mandates are still on and I’m back to full-time work from home. No complaints on my part but hey, not all news is bad news.

…

Read More Read More

Buying a Car Online-ish

Buying a Car Online-ish

Comments 4 comments
black steering wheel

Let’s go back in time to Thanksgiving of 2020. Trust me, you’ll quickly connect the dots. For the very first time during the pandemic, we decided to let our guard down and spent the festivities at our friend’s house. Not only that, this time we decided to be in charge of the Turkey, which based on feedback turned out better than expected.

…

Read More Read More

Our Savings Rate in 2020

Our Savings Rate in 2020

Comments 2 comments
money pink coins pig

I’m always looking forward to the beginning of a new year but 2021 deserves special recognition. This past year was filled with lots of challenges but we remain grateful and optimistic for a brighter future. Don’t get me wrong, we are definitely not out of the woods but I would like to believe that the worst has passed.

…

Read More Read More

Turnkey Real Estate Investing: An Option For Out-of-State Investors

Turnkey Real Estate Investing: An Option For Out-of-State Investors

Comments 3 comments
high angle shot of suburban neighborhood

We’ve always been fascinated by real estate investing. It is an asset class that offers the opportunity for diversification, appreciation, and cash flow generation. No wonder many in the community decide to pursue it to accelerate the path for achieving Financial Independence.

…

Read More Read More