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An Immigrant’s Journey to Financial Independence: One Life Live it Podcast Interview

An Immigrant’s Journey to Financial Independence: One Life Live it Podcast Interview

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selective focus photography of gray stainless steel condenser microphone

I met Chris and Debbie back at CampFI Rocky Mountain in July of 2019. My attendance was filled with valuable lessons, but you can’t beat hanging out with like-minded individuals eager to share experiences and to learn from one another. That first night at CampFI we all gathered in a big room and kicked things off by telling a little bit about ourselves and our why of FI.

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Why We Decided to Refinance Our Mortgage

Why We Decided to Refinance Our Mortgage

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Refinancing

We recently finished the process of refinancing the mortgage on our home. Initially, we thought the effort would not be worth it; however, after setting refi goals, getting in touch with lenders, and running the numbers we couldn’t pass on this opportunity. In the end, we were able to lower our rate by 0.625% and realize a decrease in our monthly mortgage payment of 21%.

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Bank Account Bonuses: Is It Worth It?

Bank Account Bonuses: Is It Worth It?

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Saving Ideas

Travel hacking can be a great strategy to maximize credit card rewards while traveling almost for free. At a high-level, the process involves applying for specific credit cards with the purpose of having access to lucrative sign-up bonuses. Travel hacking requires discipline but when done responsibly, it can yield lots of rewards. But what about bank accounts that offer sign-up bonuses? Is it worth it?

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The Most Important Investment You Can Make Is In Yourself

The Most Important Investment You Can Make Is In Yourself

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Time and money

On March 11th, the world changed for all of us. On this day the World Health Organization made the assessment that COVID-19 could be characterized as a pandemic. That weekend on March 15th, my employer made the decision to have all employees work from home until further notice. Hands down the best decision they could have made given the circumstances.

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Understanding & Maximizing Your Employer Benefits

Understanding & Maximizing Your Employer Benefits

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Maximizing Your Employer Benefits

I recently joined a personal finance community that hosts financial talks, virtual happy hours, and guest speakers. My friend Amberly came up with this great idea and it didn’t take me long to get on board. As our host, she has done a remarkable job covering relevant topics in a very refreshing manner. Concise, factual, quantitative are a few words that describe her delivery; however, the main highlight is her ability to share the message in an easy-to-understand and super digestible fashion. A couple of weeks ago she asked me if I would be willing to come as a guest to share a presentation about a relevant topic. The result was a fun chat about employer benefits.

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Why We Decided To Start An Emergency Fund

Why We Decided To Start An Emergency Fund

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Emergency Fund

We were skeptical of having an emergency fund. Our reasoning was simple, parking our money in an online saving account meant losing value to inflation. In addition, we had other buckets we could tap into in case of an emergency. That was our thinking until Q1 of 2020 when a black swan decided to knock on our door.

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A Closer Look at Our Investment Portfolio

A Closer Look at Our Investment Portfolio

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Risk and Reward

This post will take a closer look at our investment portfolio. The purpose is not to influence your decision on investment options or to suggest you should follow our approach. The intention is to share a strategy that we’re comfortable with and works for us. …

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The Bad, The Ugly and The Beautiful Surprises

The Bad, The Ugly and The Beautiful Surprises

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The Bad, The Ugly and The Beautiful surprises

This past week has been an interesting one. I was fortunate to have an employer who not only supported but mandated all employees staying and working from home. I’ve been a big fan of being able to work from home but this week things got real.

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