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Tag: Financial Independence

How I Manage My Health Savings Account

How I Manage My Health Savings Account

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How I manage my HSA

A lot has been said about a Health Savings Account (HSA). It is by far the best tax-advantage vehicle created by mankind that allows eligible individuals to divert a portion of their income to an account from which they can reimburse eligible expenses tax-free and efficiently save for present or future health care expenses. If you have not yet taken advantage of an HSA, I highly encourage you to think about it but more importantly, to do your due diligence to evaluate if it would be beneficial for your personal situation. …

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Finding Community: Might Be Easier Than You Think

Finding Community: Might Be Easier Than You Think

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Finding-community

In recent years, the Personal Finance (PF) community has grown at exponential rates. Rockstar Finance, PT Money and Modest Money list hundreds of websites dedicated to spreading the message around Financial Independence and Early Retirement (FIRE). Saving and investing are core elements for achieving FI; however, sites like ChooseFI have elevated the message to one that is centered around intentionality and building community. …

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My First Mega Backdoor Roth Contribution

My First Mega Backdoor Roth Contribution

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My First Mega Backdoor Roth Contribution

In the personal finance community, there’s a lot of back and forth between the advantages and disadvantages of Traditional and Roth IRAs. Short and long-term tax implications are normally highlighted as the main differences and are the ones that carry the heavyweight in moving the needle in either direction. …

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Leading With Intent: It Doesn’t Always Work Out

Leading With Intent: It Doesn’t Always Work Out

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Feedback

Not too long ago, I took the StrengthFinder online survey and was surprised by the results. Positivity, Learner, optimism, and others centered around collaboration, and performance came to the top. It all made sense given my role as a team lead.

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Playing Offense & Defense in Personal Finance

Playing Offense & Defense in Personal Finance

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offense-defense

I love sports, everything about them fascinates me. From developing a strategy, defining clear roles and responsibilities all the way to creating an environment of trust and team camaraderie … the list goes on and on. But what about analogies someone could derive from sports? Aren’t these endless?. …

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A Happy Day at Work … So What?

A Happy Day at Work … So What?

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A Day At Work

I don’t consider myself to be a “tech” guy but, in general, I’m pretty much up-to-date on topics that are relevant to both my professional career and personal lifestyle. When it comes to work, my current role demands the maximization of data utilization and the application of workflows that aim to influence the bottom line. A couple of weeks ago we had a meeting about one of the projects I’m currently leading. After a couple of months of hard work, the project reached a milestone that required coming up with a very detailed and specific desired state.

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My Financial Mistakes

My Financial Mistakes

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Investing Mistakes

Kris from Chronicles of a Father with Cents recently posted a very insightful article about his financial mistakes. When I finished reading it, I had no choice but to reach out to him to share an idea that came to mind. The pitch was the following: “Kris, wouldn’t it be great if we started a chain where bloggers share their own financial mishaps?  This would not only be valuable to our readers but it would also be a great opportunity for bloggers to learn from each other in an effort to maximize the value of lessons learned”. He agreed so here it goes.

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Blogger Recognition Award

Blogger Recognition Award

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Blogger recognition

I want to thank Araminta from Financially Mint who graciously nominated A Journey to FI for a Blogger Recognition Award. Initially, I was a little bit skeptical about the whole thing but once I started reading I realized it was the real deal!. A Journey to FI has only been out there for a few months so all I can say is that It’s great to be recognized for this award especially in this incredible Personal Finance community.

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